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"I hereby authorise Aditya Birla Capital Limited ("Lender / ABCL") to collect and share my data and documents for the purpose of processing of my loan application and to conduct credit checks, references, make enquiries at its sole discretion. I further authorise ABCL and its agents to share and obtain information, records from any Credit Rating Agencies, Databanks, Government / Statutory / Regulatory Authorities, bank, financial institutions, ecosystem partners or any third party to verify my credit worthiness in connection with this Loan request or in case ABCL requires to conduct additional / further checks to assess my eligibility for sanction of further limits in facility in the future and ongoing review. I/We hereby authorize and give consent to ABCL to share, make disclosure(s) without notice to me/us of any information relating to me/us including personal information, details in relation to loan, security, defaults etc with/to ABCL’s branches/subsidiaries/associates/affiliates, RBI/CIBIL/credit bureaus/ rating agencies/ other governmental/regulatory/statutory or private agency/entity, service providers, any third parties, any assignees/potential assignees or transferees, who may need to process and publish the information in such manner and through such medium as it may be deemed necessary by ABCL/ above entities, for purposes including but not limited to, KYC information verification or other verification, credit risk analysis, investigation, collections/recovery as also publishing the name as part of wilful defaulter’s list as and when required or for any other purpose incidental, related or ancillary thereto. I further authorise ABCL, its group companies, ecosystem partners and its agents / representatives for sharing with me information on various products, offers and services provided by the Lender / its group companies through any mode including without limited to (telephone calls / SMS / WhatsApp / electronic messages, emails etc). This consent will override any registration done by me for NDNC / DNC / DND.”